“Probably the reason we all go so haywire at Christmas with the endless, unrestrained and often silly buying of gifts is that we don’t know how to put our love into words.—Harlan Miller

spending money

With Thanksgiving in the rearview mirror, it’s full steam ahead for Christmas shopping. The retailers know it. You’re probably inundated with ads everywhere you go. 

From social media influencers to website pop-ups, you might start thinking you have to buy the next new thing, especially if you want to show love to your spouse! 

But when you start spending money under pressure and without a plan, you’re risking more than your budget—you put your financial intimacy in jeopardy, too. 

Fortunately, there’s a way to navigate spending money at Christmas without becoming disconnected by your financial decisions this year. 

Sure, you might have started your Christmas spending in August, but a recent study shows that most shoppers begin shopping at the end of November. 

The challenge this time of year is knowing how to resist all the ads, sales, and decorations before your money goes flying out the window. 

Of course, Christmas comes at the same time every year. That means you and your spouse can create a plan to avoid getting caught up in a spending frenzy. 

In fact, it’s crucial to have this conversation as a couple and make a plan. 

Among the ONE Family, wives do the majority of Christmas shopping (78%). Some couples split holiday shopping (19%), while a small percentage of husbands do the majority of the Christmas shopping (3%). 

To strengthen your financial intimacy during the holidays, have conversations about what you spend and how you’re spending. 

For example, some couples in the ONE Family have a budget meeting before the holidays. There, they determine the budget, who they’ll shop for, and how they’ll hold each other accountable. 

When planning, some couples create a separate account for holiday savings. 

For other couples, a lack of planning can lead to disconnection or overspending. 

When that happens, it’s also important to know how you’ll respond. 

For instance, if you overspend this year, will you have to work overtime to pay the upcoming bills? Will you borrow from your January budget to cover the holiday expenses? 

Unfortunately, overspending creates stress and conflict for many couples. So, preparing in advance to protect your financial intimacy is vital. 

Thankfully, the Christmas season doesn’t have to be something that pulls the two of you apart. Instead, you can get on the same page quickly and easily with the FREE Holiday Spending Planner. 

This free download will guide you through holiday budgeting so you can discuss your expectations without going overboard or breaking trust in your marriage. 

With your plans in place for how you’ll be spending money this Christmas, you can enjoy the season and experience deeper emotional and financial intimacy as a couple. 

That sounds like a very merry Christmas indeed!


Free Holiday Spending Planner Marriage Guide

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