Do your talks with your spouse go beyond the small talk about the weather and the kids? Is there a yearning to go deeper in your conversations? Are you wondering how to get the conversation started?

Do you and your spouse ever discuss finances outside of the when the bills are due? I mean sit down pull out the BUDGET, we call it a Cash Flow Plan, and talk about your finances. Which one of you is the Spender? How about the Saver?

Remember back to the days when you first met your spouse. In those days you would compliment them on everything from the shoes they wore to the inner beauty they radiated. These simple words you would speak could change their day in an instant. Usually it was something as simple as…